Authorities across India have intensified action against illegal digital loan applications accused of exploiting borrowers through harassment and unfair practices.

Many of these apps offer instant loans but impose extremely high interest rates and aggressive recovery tactics. Victims have reported receiving threatening messages and public exposure of personal data.

Regulators have urged citizens to use only authorized financial platforms and verify lending companies before applying for digital loans.

Several apps linked to overseas networks have already been banned or removed from app stores as part of the crackdown.

Officials say protecting consumers from financial exploitation remains a priority for regulators and law enforcement agencies.